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Insurance Challenges for AI Businesses

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Artificial Intelligence (AI) is revolutionising the business landscape, offering innovative solutions across various industries. As AI technologies continue to advance,...

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Mitigating Risk: Essential Insurance Requirements When Engaging Subcontractors

Articles

In today's business landscape, collaboration with subcontractors has become increasingly common, enabling companies to tap into specialised skills and resources....

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Employment Practices Liability (EPL) Insurance: Safeguarding Your Business

Articles

In today's dynamic and evolving business environment, employers face an ever-increasing array of challenges related to their workforce. Employment Practices...

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It’s Time to Get Proactive About Risk Management

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No one wants to spend their time thinking about hypothetical scenarios regarding adverse events. Often, Australians adopt a nonchalant "she'll...

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Dry Hire Damage Waiver Insurance: Protecting Your Assets

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Dry hire damage waiver insurance, or Dry hire extension is a specialised form of coverage that provides protection for businesses...

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Construction Insurance: Improving Risk And Resilience

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The construction industry is known for its inherent risks and complexities. From on-site accidents to project delays and unforeseen circumstances,...

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General contents with set limits	Limit	Option to increase limits?
Jewellery, or items containing gold or silver	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Watches (except smart watches)	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Cameras and photographic equipment and accessories	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Collections or sets, like stamps, memorabilia, documents, medals or coins	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Pictures, paintings, works of art	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Antiques or Oriental rugs	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Commercially recorded or downloaded media content, including audio, video, phone or tablet applications and games	$2,000 in total
Spare parts or accessories (excluding keys) which are not fitted or being used for the following: motor vehicles farm vehicles caravans and trailers watercraft aircraft	$4,000 in total
Money, cheques, and other negotiable instruments	$2,000 in total
Contents intended to be kept outside, like Your barbeque, outdoor furniture and children’s play equipment.	$10,000 in total
Contents in a locked storage cage in the basement of a strata title development at the insured address	$5,000 in total
Laptops, tablets, mobile phones, portable computers and their accessories (see optional Listed Portable Contents cover on page 48 for ways to increase limits on these items)	$3,500 per item
Smart watches and other wearable technology	$1,500 per item
Drones and other remotely or autonomously piloted aircraft (covered only when not in use and not used for business).	$1,500 per item

Contents used for business
Specific equipment used for business, trade, or professional purposes, including: computers, hardware and software tools or musical instruments photographic equipment	up to $10,000 in total
Stock for business, trade or professional purposes.	$5,000 total

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