The Difference Between an Insurance Agent and an Insurance Broker
What do Insurance Agents and Insurance Brokers do?
How to Choose the Right Insurance Broker for you
What is the role of an Insurance Broker? An Insurance Broker is a qualified advisor that specialises in Insurance and Risk Management.Insurance Brokers act on behalf of their clients, assisting with the understanding and placement…
Meet Managing Director, Josh Ryan
How can business owners benefit from working with an insurance broker? Business owners have a lot on their plate, running a business is time consuming regardless of the industry you are in. The biggest setback…
Who Needs Professional Indemnity Insurance?
Professional Indemnity Insurance should be considered by any business or sole trader that is providing a professional service. A professional service is more commonly referred to as advice for a fee, design or formula, but…
A Guide to Cyber Insurance: Protecting Your Online Presence
Cyber Insurance or Cyber Liability Insurance, is an insurance policy designed to protect your business from a Cyber Attack or Cyber Breach. Cyber related incidents are increasing each year, particularly as technology evolves and various…
The Importance of Reading your PDS
Have you noticed at the end of an advertisement, an insurance company will advise you to read a copy of the Product Disclosure Statement before considering their product? This begs the question; what is a Product…
Directors & Officers Liability
Directors' & Officers' Liability insurance indemnifies both directors and officers and provides cover for: judgments;settlements;investigative costs;defence costs; and/orcosts to appear at inquiries or investigations. The underwriter undertakes to indemnify the insured for any claim arising…
Occupiers Liability & Housekeeping
Occupier's Liability In relation to “housekeeping”, it is important for underwriters and advisers to have a basic understanding of the current legal framework in relation to Occupiers’ Liability (also known as Premises Liability). Traditionally,…
Business Interruption – Your Customers & Suppliers
Customers and Suppliers An insurance broker recently asked if it was necessary for his client to have full business interruption cover. The Insured was a commercial cleaner that had a small number of contracts…
Using Subcontractors
What is a Subcontractor? A subcontractor is a person or business that you have contracted to conduct work for or on behalf of your business. Why do businesses use Subcontractors? Businesses will often…
