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Prestige Motor Insurance

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Products

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Prestige Motor Insurance Queensland

‍

Comprehensive insurance offers the greatest peace of mind to vehicle owners. It covers the repair or replacement of your vehicle for events including theft, collision, fire, malicious damage and weather-related damage.
It can also cover the repair and replacement of any other vehicles that are damaged by your vehicle in an accident, and damage to property.
You would usually choose comprehensive insurance if your car is in good condition. If your car is not in a good state of repair, or if it has issues such as rust or unrepaired damage, insurers might not cover you.
Comprehensive car insurance is highly competitive, with companies offering a wide range of inclusions and optional extras, ranging from windscreen protection to use of hire cars.

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Who needs Prestige Motor Insurance?

‍

Anyone who owns & operates a vehicle.

 

What does Prestige Motor Insurance cover?

‍

Comprehensive insurance offers the greatest peace of mind to vehicle owners. It covers the repair or replacement of your vehicle for events including theft, collision, fire, malicious damage and weather-related damage.
It can also cover the repair and replacement of any other vehicles that are damaged by your vehicle in an accident, and damage to property.

‍

Plus Additional Benefits
‍

- Excess free windscreen replacement
- Agreed Value (optional)
- Hire car following an incident
- New for old replacement following a total loss (conditions apply)
- Finance Gap Cover
- Towing Costs following an accident or theft

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Prestige Motor Insurance Advice

‍

- Park your car safely. Secure parking (either off street or in a lock-up garage) can reduce the risk of theft, vandalism, flood  or storm damage claims
- Maintaining a good driving record reduces the risk of you making a claim
- Buy a car fitted with safety and security devices to reduce the risk of theft and damage, or have them installed if this is  feasible
- Drive less often. Some insurers will offer lower premiums for drivers who do not use their car frequently
- Limit the number of drivers you nominate on your policy, especially if they are under 25
- Choose a higher excess
- Choose to insure for market value instead of nominated value

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Prestige Motor Insurance Brokers

 

Our Brisbane Insurance Brokers can help you get the right insurance cover by assessing your specific  needs and recommending the best value insurance solution for your vehicle, whilst still maintaining the highest standard of cover. To understand your key exposures and risks of not having prestige car insurance, click here.
Contact us today to get a Prestige Motor Insurance Quote if you're searching for car insurance in Brisbane.

 

Information Source

https://www.lmigroup.com/RiskCoach/GeneralInfo.aspx

Open For YouComplete the below to obtain multiple quotes, qualified advice and recommendations.

Surround yourself with professionals who make your life easier, when you call through to us – this is our objective.

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TYPE OF POLICY

General contents with set limits

General contents with set limits Limit Option to increase limits?
Jewellery, or items containing gold or silver up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified hunter booking
Watches (except smart watches) up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified hunter booking
Cameras and photographic equipment and accessories up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified hunter booking
Collections or sets, like stamps, memorabilia, documents, medals or coins up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified hunter booking
Pictures, paintings, works of art up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified hunter booking
Antiques or Oriental rugs up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified hunter booking
Commercially recorded or downloaded media content, including audio, video, phone or tablet applications and games $2,000 in total hunter booking
Spare parts or accessories (excluding keys) which are not fitted or being used for the following:

  • motor vehicles
  • farm vehicles
  • caravans and trailers
  • watercraft
  • aircraft
$4,000 in total hunter booking
Money, cheques, and other negotiable instruments $2,000 in total hunter booking
Contents intended to be kept outside, like Your barbeque, outdoor furniture and children’s play equipment. $10,000 in total hunter booking
Contents in a locked storage cage in the basement of a strata title development at the insured address $5,000 in total hunter booking
Laptops, tablets, mobile phones, portable computers and their accessories (see optional Listed Portable Contents cover on page 48 for ways to increase limits on these items) $3,500 per item hunter booking
Smart watches and other wearable technology $1,500 per item hunter booking
Drones and other remotely or autonomously piloted aircraft (covered only when not in use and not used for business). $1,500 per item hunter booking
Contents used for business
Specific equipment used for business, trade, or professional purposes, including:

  • computers, hardware and software
  • tools or musical instruments
  • photographic equipment
up to $10,000 in total hunter booking
Stock for business, trade or professional purposes. $5,000 total hunter booking

Alex McDonald

Assistant Insurance Advisor
(07) 3279 6592
[email protected]

Megan Aitchison

Assistant Insurance Advisor / Claims Support
(07) 3279 6592
[email protected]

John Wilson

Insurance Advisor
(07) 3279 6592
[email protected]

Josh Ryan

Managing Director
(07) 3279 6592
[email protected]

Important Update to our Clients

Hunter Broking Group Pty Ltd is committed to assisting our clients whilst navigating through all the changes as a result of COVID-19. Please be advised that some insurers are making changes to policy wordings which may affect coverage for certain insurance policies going forward. This may apply to New Business, Renewals and Endorsements. Depending on the product, the insurer may no longer accept any New Business, or limit cover available on some sections of the policy. Therefore, please consider that these changes may affect the products referred to on this website. To be clear on the current situation in relation to the impacts on your policy, please contact your Insurance Adviser for Assistance.

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Hunter Broking Group
Hunter Broking Group

Befor Pty Ltd ABN 94 672 803 646 | CAR 1309635 trading as Hunter Broking is a Corporate Authorised Representative of Resilium Insurance Broking Pty Ltd ABN 92 169 975 973 | AFSL 460382.

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