Prestige Home

A Snapshot of Services We Assist

Key Prestige Home Exposures and Risks

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Home & Contents:

Home insurance can protect you from financial risk if your home is damaged or destroyed and can also cover your home’s contents if they are damaged,
lost or stolen. You can take out cover for specific listed events only or for wider accidental damage cover, depending on your needs. The exact cover you can receive depends on the policy that you take out.
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Case Study:

During the 2017 Northern New South Wales floods, Michael’s family home and all its contents were severely damaged by floodwaters. Fortunately, Michael had taken out home insurance.
His policy included automatic cover for flood, so it covered the costs of repairing the damage that floodwaters had done to the walls and floors of his home.
It also covered the cost of replacing his furniture and white goods. And, because he and his two children had to move out while his home was being repaired, his policy took care of the costs of living in rental accommodation during this time.
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Landlords
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Like home insurance, landlord insurance can cover your rental property and its contents against risks like storms, floods and fire. It can also cover the damage that tenants can cause to your contents – and even loss of rental income. The exact cover you can receive depends on the policy that you take out.

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‍Case Study:

Janet and Ross bought an investment property in Sydney’s inner west. They relied on the rent from the property to help cover their mortgage repayments. One year, they rented the property to some tenants who caused extensive damage to some of the walls, floor coverings and doors – and then left owing 12 weeks’ rent. Because the property needed repairs, Janet and Ross were unable to rent it out immediately. Fortunately, the couple had taken out landlord’s insurance and included the rent default option*. They successfully claimed on their insurance to cover their repair costs – and just as importantly, their missing rent. This allowed them to make their mortgage repayments and repair the property quickly so they could get new tenants in.

Why choose Hunter Broking Group?

Prestige Home Insurance Broker Brisbane:


Hunter Broking Group can assist with Prestige Home Insurance & Landlord Insurance. Through industry specific insurers, your designated advisor has access to a comprehensive range of insurance products that can be tailored to suit most properties and valuables. We understand that every home/building and its contents have their own respective values and cost, so contact our team of brokers to find out how we can help. We can arrange insurance for various segments in the prestige home and landlord industry including:

• Residential Homes
• Strata / Body Corporate
• Prestige Homes
• Investment Properties
• Units / Townhouse
• Short Term Rentals
• Long Term Rentals
• Airbnb
• Specified Valuables
• Property Portfolio

Hunter Broking Group pride themselves on having a local presence with a national strength, our technical product experience allows us to manage and service property insurance products such as:

• Prestige Home Insurance
• Landlord Insurance
• Legal Liability Insurance
• Machinery Insurance
• Property Insurance
• Strata Insurance
• Development Insurance

Property Insurance is a core focus for our advisors, whether we are looking after a single dwelling or a block of flats, Hunter Broking Group have the experience to provide the appropriate advice for your size and risk exposures.

Our experienced home insurance brokers can help you get the most appropriate insurance cover by assessing your specific needs and recommending the most appropriate insurance solution for your business, whilst still maintaining the highest standard of cover.

‍Our head office in the heart of Brisbane allows us to serve Brisbane’s locals through personable, 1-on-1 consultations. Hunter Broking Group aims to spread our quality service across south east Queensland, so if you’re on the Sunshine Coast or the Gold Coast, don’t hesitate to contact us for your home insurance needs.

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